By accessing and using FinHealth ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. This is a placeholder document. You should consult with a legal professional to create a comprehensive Terms of Service agreement tailored to your specific business needs.

The Service is provided for informational and educational purposes only. It is not intended to be, and should not be construed as, financial, investment, tax, or legal advice. You should consult with a qualified professional before making any financial decisions.

For users without an account, all data is stored locally in your web browser. We do not have access to it. If you clear your browser data, your plans will be permanently lost. For users with an account, data is stored securely in the cloud. We will take reasonable measures to protect your data but cannot guarantee absolute security.

The use of the Service is at your sole risk. The outputs generated are based on financial benchmarks and are not guaranteed to be accurate, complete, or suitable for any particular purpose. You are solely responsible for the use of any information or content obtained from the Service. We disclaim all warranties of any kind, whether express or implied.

In no event shall we, nor our directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.